UNSECURED DEBT

Unsecured debt includes:

Credit Card Debt Oil/Gas Credit Cards Medical/Hospital Bills Personal Loans (unsecured) Department Store Credit Cards Local Merchants

The following are NOT eligible:

Past Due Rent Past Due Utility Bills Student Loans Secured Loans Mortgage Payments Income Tax Car Payments Payments     Auto Repos

*Estimates based on prior results; individual results will vary based on circumstances, including your ability to save sufficient funds and complete the program. We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. We do not assume consumer debt, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Not available in all states. Please contact a tax professional to discuss tax consequences of settlement. Read and understand all program materials prior to enrollment. ** At program completion if your total debt reduction is less than 3 times the Service Fees you have paid to us, we will refund a portion of those Service fees. The amount of the refund will be calculated so that the amount of Service Fees we retain is equal to only 1/3 of your total Debt Reduction. Please keep in mind that Retainer Fees are generally non-refundable.